Programs that build real financial capability
From first pocket money decisions to preparing for financial independence, we have programs designed for every stage of development.
Choosing the right program depends on your child's age, current understanding, and what financial decisions they're approaching. All our programs emphasize active learning through realistic scenarios rather than passive listening.
For younger children (ages 8-12)
Foundation Workshops
£187.50 for the complete series
These workshops introduce fundamental money concepts through games, stories, and age-appropriate activities. Children learn by doing rather than listening to lectures.
What we cover:
- Understanding what money represents and how it works
- The difference between needs and wants
- Basic saving strategies that actually make sense to children
- Making spending choices with limited resources
- Introduction to earning money through effort
- The concept of giving and supporting others
Format: Four weekly sessions of 90 minutes each, held after school or on weekends. Small groups of 6-8 children ensure personalized attention.
Parents report: Children becoming more thoughtful about purchases, understanding why they can't have everything they want, and showing interest in saving toward specific goals.
For teenagers (ages 13-16)
Teen Money Mastery
£342.75 for eight sessions
Designed for teenagers who are starting to handle money independently through part-time jobs, allowances, or preparing for that next step. This program tackles real financial scenarios they'll face soon.
What we cover:
- Creating and maintaining realistic budgets
- Understanding bank accounts, cards, and fees
- How credit works and when to avoid it
- Recognizing manipulative marketing and sales tactics
- Introduction to investing and compound growth
- Planning for larger purchases without debt
- Understanding payslips and deductions
- Building positive financial habits early
Format: Eight weekly sessions of two hours each. Interactive format with case studies, group discussions, and individual planning exercises. Groups limited to 10 participants.
Participants often say: "I didn't think this would be relevant yet, but I'm already using what we learned." The program bridges the gap between theoretical knowledge and practical application.
For older teens (ages 16-18)
Young Adult Financial Planning
£425.00 for six intensive sessions
For teenagers preparing to leave home for university or work, this intensive program covers everything they need to manage independent financial life successfully.
What we cover:
- Complete understanding of student finance options and implications
- Budgeting for university or independent living
- Renting accommodation: contracts, deposits, bills, and rights
- Understanding employment contracts and workers' rights
- Tax basics including PAYE and self-assessment
- Building and protecting credit scores
- Setting up essential financial accounts and tools
- Emergency funds and financial resilience
- Long-term planning including pensions
Format: Six sessions of 2.5 hours each, typically run monthly or in intensive weekend formats depending on participant schedules. Maximum 8 participants for detailed personal guidance.
Outcome focus: Participants leave with a personalized financial plan for their specific next step, whether that's university, apprenticeship, or employment.
For families learning together
Family Financial Workshops
£156.25 per family (up to 4 people)
Parents and children learning financial concepts together strengthens both understanding and communication. These workshops create shared vocabulary and approaches to money discussions.
What we cover:
- Age-appropriate ways to discuss money as a family
- Practical budgeting exercises everyone participates in
- Teaching children about money through real family decisions
- Balancing financial education with appropriate boundaries
- Allowance strategies that build skills rather than dependency
- Preparing children for financial independence gradually
Format: Three sessions of two hours each, scheduled to fit family availability. Suitable for children aged 10 and up. Interactive format with family-specific guidance.
Families appreciate: Having structured conversations about money in a guided environment where questions are welcomed and everyone learns together.
Personalized individual support
One-to-One Mentoring
£78.50 per hour
Some young people need tailored support focusing on specific challenges, learning differences, or particular financial situations. Individual mentoring provides completely customized guidance.
When individual mentoring helps:
- Your child has specific learning needs requiring adapted teaching methods
- Schedule conflicts make group programs impractical
- You want focus on particular topics like student finance or starting a business
- Your teenager needs support with a specific financial decision or situation
- Follow-up support after completing a group program
Format: Flexible scheduling with sessions held in person or online depending on preference. Curriculum fully customized to individual needs and goals. Ongoing or short-term arrangements available.
Approach: We start by understanding your child's specific situation, learning style, and goals, then build a personalized plan that addresses their unique needs.
For schools and organizations
School Partnership Programs
£625.00 per day (up to 30 students)
We bring financial literacy education directly to schools, youth groups, and community organizations. Programs are designed to fit your schedule and curriculum requirements while maintaining engaging, practical delivery.
Available formats:
- One-day intensive workshops for year groups
- Multi-week programs integrated into curriculum
- Assembly presentations followed by smaller group sessions
- After-school financial literacy clubs
- Staff training on teaching financial concepts
- Parent evening workshops
Content customization: We adapt topics and depth to your students' ages and your educational goals. Programs can support citizenship curriculum, PSHE requirements, or serve as enrichment activities.
What schools value: Our ability to engage students who typically disengage from classroom learning. Financial topics become relevant quickly when presented through scenarios students recognize.
Booking: School partnerships require advance planning to coordinate schedules and customize content. Contact us to discuss your school's specific needs and available dates.
Choosing the right program
If you're unsure which program fits best, consider:
Your child's age and development: Younger children need playful introductions while older teens require practical preparation for imminent independence.
Current financial exposure: Children handling pocket money need different skills than teenagers with part-time jobs or approaching university.
Learning preferences: Some young people thrive in groups while others need individual attention. Some prefer intensive learning while others need spaced sessions.
Specific goals: Are you building general financial literacy or preparing for a specific transition like university or first job?
Still deciding which program fits?
Reach out with questions about your child's situation. We'll help identify the best starting point.
Get guidanceWhat to expect from our programs
Regardless of which program you choose, certain elements remain consistent:
Active learning: Young people participate, decide, and problem-solve rather than passively listening. We believe financial literacy comes from practice, not memorization.
Real scenarios: All examples and exercises draw from situations young people actually face or will encounter soon. No abstract concepts disconnected from their lives.
Safe failure: Learning happens through mistakes made in controlled environments where the stakes are low. Better to miscalculate a budget in our workshop than with their first salary.
Judgment-free environment: Questions are encouraged regardless of how basic they might seem. Financial literacy gaps aren't moral failings—they're simply gaps to fill.
Practical takeaways: Every session ends with actionable knowledge or skills participants can use immediately.
Program locations and scheduling
We run programs throughout Edinburgh at accessible locations across the city. Specific venues depend on the program type and participant numbers.
Most group programs run in recurring cycles with new sessions starting monthly. Individual mentoring offers flexible scheduling arranged around your availability.
School partnerships are scheduled according to term calendars and school requirements.
Ready to get started?
Select your preferred program and we'll follow up with next steps, available dates, and answers to any questions.